Clark St Capital — Real Estate Investments
A Connecticut multifamily property at golden hour

Connecticut · Real Estate Investments

Monthly income. First-position security. Twelve-month term.

A Connecticut debt fund and multifamily sponsor, built by an operator who learned real estate the hard way. We put capital where the math actually works and communicate status monthly.

How we operateConnecticutHome state only
DisciplineFirst-positionOn every loan
AlignmentSame termsWe co-invest
ReportingAfter-actionOn every deal

Three commitments, in writing

We do well only when our investors do well.

01

We never go into debt to make distributions.

Distributions to investors begin only when a project is cash-flow positive. If the deal is not producing, neither is the distribution.

02

We publish an after-action report on every deal.

When a project closes out, the good, the bad, and the ugly all land in the investor portal. You see what worked and what didn't, on every deal we close.

03

We co-invest on the same terms.

Same class, same return threshold, same outcome. We don't earn a promote until you're whole.

How we deploy capital

Three ways to put capital to work. One operating standard.

Open now

01

The Capital Preservation Fund

Monthly income · First-position · 12-month term

First-position loans to vetted Connecticut operators. Monthly income, twelve-month term, first lien on every property. An 11% target yield to investors.

Minimum
$100,000
Income
Monthly
Term
12 months
Position
First lien
How the fund works →
Deal by deal

02

Multifamily Syndications

Equity upside · 3-5 year target hold · Quarterly distributions

Class B and C multifamily acquisitions in Connecticut, Rhode Island, and Western Massachusetts. We co-invest on the same terms as our investors. We open a deal only when it survives the review below.

Minimum
$50,000
Target hold
3-5 years
Distributions
Quarterly
How syndications work →
For operators

03

Clark St Lending

Private lending · Connecticut · Fix-and-flip

A subsidiary of Clark St Capital. We lend capital invested in the Capital Preservation Fund to experienced, vetted Connecticut operators.

If you're a Connecticut operator who's found a deal and needs a funding partner who can move fast, bring it to us.

Submit your deal →

The Capital Preservation Fund · open now

First-position loans. Monthly income. Twelve-month term.

First lien on every property. Monthly income to investors, twelve-month term, an 11% target yield. The fund earns that yield by lending to vetted Connecticut operators at 10% to 12% interest plus points, with six months of interest held in escrow on every loan. Five things protect your principal on every loan.

What protects your principal

Five layers, stacked on every loan.

A recorded first-position mortgage at the closing table

First-position mortgage

Where we work

Eight counties, one place we call home.

02

Hartford

Hartford proper is tough on property taxes, so we are cautious inside the city. The opportunity is in the suburbs and the surrounding towns in Hartford County, where the math works for both flips and small multifamily.

Multifamily syndications · deal by deal

When a project pencils, we make our offer and open the deal to our investor partners.

Class B and C multifamily in Connecticut, Rhode Island, and Western Massachusetts. We co-invest on the same terms as our investors, and we open a deal only when it survives the review below.

How we choose what to buy

We don't analyze deals to find a yes. We make offers at our number, and we hear no a lot.

  1. 01~50 / month

    Deals enter

    Roughly fifty deals a month enter the top of the pipeline.

  2. 02Go for the no

    AI-driven review

    For each deal the system outputs a financial breakdown, a negotiating strategy, a recommended initial offer, and a maximum allowable offer. It is built to surface reasons not to offer. We proceed only when the numbers pencil on our operating model.

  3. 03Letter of intent

    AI drafts the LOI

    The same process drafts a letter of intent for the broker.

  4. 04The key step

    Human in the middle

    Before any LOI goes out, a person reviews it: reads the seller's situation, probes for creative-financing flexibility, and gives the broker honest, candid feedback. The LOI is delivered based on that conversation.

  5. 0510+ of ~50

    We make offers

    We make offers on at least ten of the fifty each month. Offers are principled, at our number, not lowball. Most get a no, because the Northeast has a real buyer and seller price disconnect.

Our floor

At least a 2% spread between our cost of debt and the acquisition cap rate. We waive it only when there's a clear, fast path to improving the cap rate after we buy.

A note from the founder

Ed Mathews, founder of Clark St Capital
Ed Mathews · Higganum, CT

I left Silicon Valley because I wanted off the stock market roller coaster and to stop traveling 150 nights a year so I could play a role in my family's lives.

Real estate gave me both. Clark St Properties became Clark St Capital to give other business professionals access to the same deals I underwrite for my own family. The investors I work with are busy business owners, professionals and senior executives.

The newsletter covers the markets we're watching, the deals we're underwriting, and the ones we pass on.

We built our offerings to serve different investor goals. The debt fund provides first position security, delivers monthly income. Syndications and joint venture projects deliver equity upside, quarterly preferred payments and long-term wealth growth opportunities.

Ed Mathews

Founder, Clark St Capital

“Investing with Clark St has allowed me to get involved in multifamily real estate in a way I could not have on my own. Honest, professional, and aligned.”
Jack F., Limited Partner
Jack F. · Limited Partner · New Jersey

The Capital Preservation Fund

Deal memos. Markets we're watching. Deals we pass on.

Talk to us about the fund

A 20-minute call. No pressure, no obligation.

Book a 20-minute call

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